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RIP Your Car: What To Do After A Crash

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Have you ever thought about what you would do after being in a car crash? For many people they don’t have to wonder as they have already lived through it. But for a lot of drivers, particularly new ones, crashing their car is a horror story they don’t ever want to happen. Because even if you’re a good driver, not everyone else is, and you being involved in crash can simply be that you were in the wrong place at the wrong time. So, assuming that you are well enough to leave your car and move around, what would you next steps be post-crash scenario?  There are many people who can go their whole lives without an accident, but with over 18 million registered vehicles, with at least 16 million of them on the road, the likelihood of it happening to you is quite high.

Immediately After

Straight after the event has taken place – again assuming that you are well enough to move out of the vehicle and walk around – make sure that everyone else is okay. You don’t need to know first aid or CPR, but it’s easy to see if someone needs medical help or not. If it was a severe crash you should call an ambulance anyway as a lot of damage might not be visible. If anything is on fire, you need to move away from the vehicles as soon as you possibly can. If everyone is fine and moving around then make sure you get the details of the other driver.

Insurance

No matter the damage to your car, you should be able to claim compensation from the insurer of the guilty party. However, if you have been crashed into, you might not have the information needed to claim on their insurance. However, you can claim on your own policy to cover any injury, a car accident lawyer, damage and loss of earnings.

Assess Damage

After a crash, you will be told by the recovery people whether you will be able to drive it or not. If you can, you need to take it to be serviced as soon as possible to make sure that everything is working properly; just because it looks fine at first glance, doesn’t mean that the inner workings haven’t been compromised. You will be told then and there whether your car is undrivable. And either the recovery guys or the mechanics will be able to tell you whether it’s worth fixing the damage or buying a new car. Car’s aren’t cheap to repair – if it’s a realignment, mirror replacement, or cosmetic denting, you should be able to have them fixed at a decent price. Anything bigger will probably be a nice chunk of money.

Replacement

You might need a temporary car or a whole new one. If it’s temporary think about how long you are going to need another car for. Look to rent a car for a short amount of time, but if it’s going to take a lot longer, you might want to ask friends or family if you can be added to their insurance for a while. If you have comprehensive cover then you should be able to drive their cars without a problem. If you don’t need to buy a new car, then try and avoid it. A rental car might seem a bit pricey, but it will still be cheaper than buying a new car.

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