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Running Your Car On A Budget

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We’ve all been there – desperate for a new car for work or school and not able to manage because of budget constraints. Running a car is absolutely necessary for some, especially when it comes to their job, location or simply because they have a family to ferry around and cannot rely on public transport.

A car gives you independence and freedom in ways you can’t possibly imagine until you have one – the problem lies in the cost. Not only do you have to stump up the money every month for the finance, or find the lump sum for the car to be bought outright, you have to think about tax, insurance, repairs and fuel. When you live on a tight budget, this can often feel like an impossible expense even when it’s a necessary one. The good news, is that you can operate your car on a budget if you have to and being savvy about your car costs can ultimately save you a lot of money in the long run. So, just how do you go about running the costs of a vehicle when the budget is tighter than ever?
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Pay Less On Insurance. Sounds like an obvious fix, but your insurance costs can be easily managed as long as you look around. Websites like cheapautoinsurance.co can make such a difference to your outgoing costs each month, so shopping around could be so beneficial to you. Paying for your insurance annually can also cost less for the average car owner, as the monthly cost is often the bugbear! Comparison websites and even being confident enough to approach your desired insurance company with the figures others have offered you and seeing if you can haggle a deal is a good idea. If you have home or life insurance, there is every chance you could bundle your policies and pay less that way, so check it out!

Learn Basic Fixes. YouTube has been a revelation in recent years for literally everything. Check out these videos on how to complete basic fixes on your car and you can self-teach how to change oil, batteries and lightbulbs without having to take your car to a local mechanic. You can learn easily how to change a tire safely just by watching the online tutorials. Saving money on mechanics and repairs is an absolute must when living on a budget, so don’t be afraid to look around and see what knowledge you could gather. You never know, when you get stranded on a road trip your newly acquired skills may come in handy.

Being on a budget should never stop you from buying or running a car. You have to make the best decisions in your circumstances and sometimes a pedal bike just won’t cut it! Keep your eyes open for good car deals and manage your budget and fixes well and you’ll be able to have a smooth running vehicle in no time at all.

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